시사경제타임즈 :: 세금 납부는 홈택스로 빠르게, 카드 수수료는?

세금 납부는 홈택스로 빠르게, 카드 수수료는?: 2019.10.17 14:03 입력

서가람 기자 bdms012@naver.com

<div><br></div><div><br></div><div><br></div><div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"> 세금 납부는 홈택스로 간편하게 할 수 있다. 보통은 고지서가 날아와 가상계좌로 입금해 주면 되지만 고지서가 없다면 온라인으로 직접 전자 납부를 해도 상관없다. 하지만 국세의 경우 별도의 카드수수료가 발생한다.</span></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><font size="3"><br></font></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><font size="3"><b><u>홈택스로 세금 납부</u></b></font></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><br></div><div style="line-height: 16.8px; text-align: justify;"><font size="3" style=""><table id="news_image" class="center" align="center" width="400" style="font-family: Dotum; letter-spacing: normal; text-align: center;"><tbody><tr><td><img src="http://cdn114.com/PEG/15712883085145.png" width="400" align="absmiddle"><div id="news_caption" class="">▲[출처 ⓒ 국세청 홈택스]</div></td></tr></tbody></table><div style="text-align: center;"><font face="Dotum" size="3"><br></font></div></font></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><font size="3">(1) 홈택스에 접속한 후 공인인증서로 로그인을 해 준다.</font></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><font size="3"><br></font></div><div style="font-family: Dotum; letter-spacing: normal; line-height: 16.8px; text-align: justify;"><table id="news_image" class="center" align="center" width="400" style="text-align: center; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><tbody><tr style="line-height: 16.8px;"><td style="line-height: 16.8px;"><div style="text-align: center;"><img src="http://cdn114.com/PEG/15712883325207.png" width="400" align="absmiddle" style="letter-spacing: 0px;"></div><div id="news_caption" class="" style="text-align: center; line-height: 16.8px;">▲[출처 ⓒ 국세청 홈택스]</div></td></tr></tbody></table><br></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-size: medium; font-family: Dotum; letter-spacing: normal;">(2) 신고/납부 카테고리로 들어간다.</span></div><div style="line-height: 16.8px; text-align: justify;"><div style="font-family: Dotum; letter-spacing: normal; text-align: left;"><br></div><div style="text-align: left;"><font size="3" style=""><table id="news_image" class="center" align="center" width="400" style="font-family: Dotum; letter-spacing: normal; text-align: center;"><tbody><tr><td><img src="http://cdn114.com/PEG/15712883705081.png" width="400" align="absmiddle"><div id="news_caption" class="">▲[출처 ⓒ 국세청 홈택스]</div></td></tr></tbody></table></font></div></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><br></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3">(3) 국세 납부에서 - 납부할 세액 조회 납부를 클릭</font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; line-height: 16.8px;"><font size="3" style=""><table id="news_image" class="center" align="center" width="400" style="font-family: Dotum; letter-spacing: normal; text-align: center;"><tbody><tr><td><img src="http://cdn114.com/PEG/15712884285695.png" width="400" align="absmiddle"><div id="news_caption" class="">▲[출처 ⓒ 국세청 홈택스]</div></td></tr></tbody></table></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><br></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3">(4) 세액 조회하고 납부하기</font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">소득세는 홈택스를 통해서 할 수 있고, 지방소득세는 위택스에서 가능하다. 위택스 접속 후 전자번호를 입력한 후 조회한 뒤 납부하면 된다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">다만 홈택스로 국세를 납부할 때 신용카드는 0.8%, 체크카드는 0.5%의 대행 수수료가 발생한다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><b><u><br></u></b></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><b><u>절세, 노란우산공제로</u></b></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><br></span></div><div style="text-align: left; line-height: 16.8px;"><span style="line-height: 22.4px;"><table id="news_image" class="center" align="center" width="400" style="font-family: Dotum; font-size: medium; letter-spacing: normal; text-align: center;"><tbody><tr><td><img src="http://cdn114.com/PEG/15712884479864.jpg" width="400" align="absmiddle"></td></tr></tbody></table><div style="text-align: center;"><br></div></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">절세 방안을 도모한다면 정부에서 지원하는 '노란우산공제'에 주목해 보자. 노란우산공제는 중소기업협동조합법 제115조에 의거하여 중소기업중앙회에서 관리하는 비영리성 공적 공제 제도다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">사회보호 사각지대에 놓인 영세 사업자를 대상으로 가입을 허용하고 있는 노란우산공제는 연 매출액 120억 원 이하의 소기업 및 소상공인이라면 가입할 수 있다. 다만 사업자등록증상 유흥, 도박, 단란, 향란, 비영리 등은 가입 대상에서 제외된다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><table id="news_image" class="center" align="center" width="400"><tbody><tr><td><img src="http://cdn114.com/PEG/15712884723104.jpg" width="400" align="absmiddle"></td></tr></tbody></table></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">노란우산공제는 저축성 제도이기 때문에 일정한 금액을 매달 적금처럼 납입해야 한다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><b><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">■ 부금월액 : 5만 원~100만 원(1만 원 단위)</span></b></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">납입한 금액 전액은 압류로부터 보호된다. 최소한의 생활 보장을 위해서다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">목돈을 마련할 수 있도록 연 복리 이자도 가산하고 있으며, 운영 자금 필요 시에는 잔액 내 대출을 통해 일정 부분 자금난을 해소할 수 있다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><br></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><table id="news_image" class="center" align="center" width="400"><tbody><tr><td><img src="http://cdn114.com/PEG/15712884945379.jpg" width="400" align="absmiddle"></td></tr></tbody></table></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><br></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">소득공제는 총 소득에서 일정한 금액을 공제해 세율이 과세되는 구간을 줄여 절세를 도모하는 합법적 절세 제도로, 노란우산공제는 과세표준에 따라 연간 최대 500만 원까지 소득공제가 가능하다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">* 과세표준 : 사업소득</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">사업자를 대상으로 가입을 허용하기 때문에 과세표준은 사업소득을 기준으로 한다. 과세표준에 따라 최대 소득공제 금액이 다르기 때문에 이 점을 유념해야 한다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 종합소득세 : 개인사업자(공동, 일반, 간이), 무등록소상공인(프리랜서) 등</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 연말정산 : 법인사업자</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">* 연봉이 7천만 원 초과인 법인은 그 해의 소득공제 불가능</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><b><u>노란우산공제, 희망장려금</u></b></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><br></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><table id="news_image" class="center" align="center" width="400"><tbody><tr><td><img src="http://cdn114.com/PEG/15712885166851.jpg" width="400" align="absmiddle"></td></tr></tbody></table></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><br></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">중소기업중앙회와 협약을 맺은 지자체에서 노란우산공제 가입자에게 가입 장려금을 지급하는 사업으로, 지자체에 따라 예산 계획이 달라 지원 대상, 지원 금액 등이 다르며 예산 소진 시에는 마감된다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 실시 지역 : 서울, 인천, 경기, 강원, 광주, 대전, 부산, 전북, 충남, 충북, 제주</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 지원 대상 : 노란우산공제 신규 가입자(강원도는 기존 가입자)</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"></font><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">대구, 충북 청주, 경남, 울산, 강원 춘천, 세종, 전남, 전북 전주랑 완주 등은 예산 소진으로 종료되었다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><b><u>노란우산공제 경품 증정 이벤트</u></b></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><b><u><br></u></b></font></div><div style="text-align: left; line-height: 16.8px;"><font size="3" style=""><u style=""><table id="news_image" class="center" align="center" width="400" style="font-family: Dotum; letter-spacing: normal; font-weight: bold; text-align: center;"><tbody><tr><td><img src="http://cdn114.com/PEG/15712885381238.jpg" width="400" align="absmiddle"></td></tr></tbody></table><div style="text-align: center;"><br></div></u></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">노란우산공제는 누적 가입자 수 120만 명 달성을 기념해 경품 증정 이벤트를 실시한다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><table id="news_image" class="center" align="center" width="400"><tbody><tr><td><img src="http://cdn114.com/PEG/15712885550838.jpg" width="400" align="absmiddle"></td></tr></tbody></table></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 실시 기간 : '19/10/15~'19/12/14(2개월)</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">▷ 추첨 대상 : 이벤트 기간 중에 가입하는 신규 고객</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">* 컴퓨터 추첨을 통해 당첨자 선정</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><table id="news_image" class="center" align="center" width="400"><tbody><tr><td><img src="http://cdn114.com/PEG/15712885707949.jpg" width="400" align="absmiddle"></td></tr></tbody></table></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><br></font></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;">추첨일은 2020년 1월 30일 16시로, 공정성을 위해 추첨 영상을 공개한다. 다만 내부 사정에 따라 추첨일이 변경될 수 있다.</span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><br></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><span style="font-family: Dotum; font-size: medium; line-height: 22.4px;"><br></span></div><div style="text-align: left; font-family: Dotum; letter-spacing: normal; line-height: 16.8px;"><font size="3"><저작권자 ⓒ 시사경제타임즈 / 무단전재 및 재배포 금지></font></div></div>